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Send money like a message.

Pay friends in seconds with just their Wallet ID. Sending between Voltipay accounts is free, and your money stays in a wallet you control.

Sign up with your email and phone. No password needed.

Preview of the Voltipay wallet on a phone, with sample balance and transactions.

Everything your money needs to move.

One app to pay friends, top up, cash out and get paid. It works on your phone, tablet and computer, in light or dark mode.

  • Send instantly

    Pay anyone on Voltipay with their Wallet ID. No fees between Voltipay accounts, and we cover the network fees.

  • Add money your way

    Top up with card, Apple Pay, Google Pay or bank through trusted payment partners. Pick a partner; we highlight the best rate.

  • Cash out

    Move money from your balance to your bank account or card whenever you need it.

  • Gift links

    Share a link and friends can send you money by card, no account needed, or from their Voltipay balance.

  • Earn rewards

    Complete tasks from our partners and get rewards added straight to your balance.

  • Your wallet, your control

    Every account gets its own secure wallet that only you can use. Voltipay can't move your money.

Get paid with a link.

Create a gift link in the app and share it anywhere: a group chat, your bio, a birthday invite. Friends choose an amount, add a note and pay you in a couple of taps.

  • They can pay by card, Apple Pay or bank without a Voltipay account.
  • Friends on Voltipay can pay from their balance for free.
  • Gifts land in your wallet history with their message.
  • Turn a link off whenever you like.

Preview of a gift page where a friend chooses an amount, writes a message and picks how to pay.

Up and running in three steps.

  1. 1

    Create your account

    Sign up with your email and phone number. You confirm each with a one-time code, so there's no password to remember.

  2. 2

    Add money

    Top up with card, Apple Pay, Google Pay or bank. Compare payment partners and go with the best rate.

  3. 3

    Send or share

    Pay a friend with their Wallet ID, or share your gift link so friends can pay you.

Your money stays yours.

Plain answers about how Voltipay keeps your account and your balance safe.

Payment partners may charge fees and ask you to verify your ID when you add money or cash out. You'll see their quote before you continue.

  • No passwords to steal

    You sign in with a one-time code sent to your email or phone.

  • A wallet of your own

    Each account gets its own secure wallet. Voltipay doesn't hold your money for you.

  • Identity checks by partners

    When you add money or cash out with a card or bank, the payment partner verifies who you are.

  • Dollars in, dollars out

    Add dollars, send dollars, cash out dollars. Your balance is always shown in plain US dollars.

Questions, answered.

Can't find what you need? Email support.

Is it free to send money?

Yes. Sending money between Voltipay accounts has no fees, and Voltipay covers the network fees. Adding money and cashing out go through payment partners, who may charge a fee. You'll see their quote before you continue.

Is my money safe?

Your balance sits in your own secure wallet that only you can access, and you sign in with a one-time code instead of a password. Voltipay can't move your money. Our Terms explain exactly how balances are held.

Do I need to verify my identity?

Signing up only needs your email and phone number. When you add money or cash out with a card or bank, the payment partner handles identity verification and may ask for an ID.

How do I cash out?

In your wallet, tap Withdraw, enter an amount and choose your bank account or card. A payment partner sends the money, and you can follow its status in your transaction history.

What's a gift link?

A link you can share so friends can send you money. They pick an amount, add an optional message and pay by card without an account, or from their own Voltipay balance.

Which countries is Voltipay available in?

Availability depends on our payment partners in your region. When you add money or cash out, Voltipay shows you the partners and payment methods available for you.

Your friends are one message away.

Create your free account with your email and phone. No password needed.